Buy Now, Pay Later: 2026 Regulatory Changes

Introduction

Effective from 15 July 2026, Buy Now, Pay Later (BNPL) products provided by third-party lenders will come under Financial Conduct Authority (FCA) regulation, categorised as Deferred Payment Credit (DPC) products.

This development represents a significant change for retailers offering BNPL at checkout, elevating standards for lenders and introducing comprehensive consumer protections. This session will highlight what is changing and why, and what preparations need to be made ahead of this regulatory shift.

What you will learn

This short webinar will cover the following:

• What is BNPL and why is it important?
• What is the new regulation and law coming into force?
• How will this effect lenders?
• How will this effect retailers?
• Are there any unanticipated effects?
• What are the exemptions?
• What needs to be done now to prepare for the change?